In My Opinion
Obama Health Scare
I am not a fancy politician. In fact I only balance our family checkbook. I have to say, we do have money in our checkbook even after we pay bills, unlike the government who does not. They owe trillions. I wonder how that would go over in the real world. You know, the one where you can't print money when you run out. I do, however, understand the concept of a dollar. This is how I see it. If you are providing coverage for people who can't pay, someone still has to pay.
The cost for a service doesn't disappear because the person using the service can't pay. It instead goes to the people who can, and do pay. I heard about this amazing refund currently being issued to some people, it's about 2% of the coverage cost. The question I have is, where is the refund coming from? We have millions of uninsured people, and a 1 billion dollar healthcare act, and we have money to return to people?
I personally have felt the impact of the Obama Health Scare plan, as I refer to it, also known as Patient Protection and Affordable Care Act(PPACA) because instead of receiving a refund, we were presented with a bill for $5,000 more than what we currently pay in health care coverage. This is when I revert back to my addition and subtraction skills. If I receive $127 back, and I pay an additional $5,000 for the same plan I currently have, that is not a savings.
The 2% refund does not account for the 30% increase. If you switched around the numbers, I would still not see a savings because even if I was given $721 back, I would still pay a substantial amount.
It is really simple math. You can't offer what you do not have. The government that is supported by taxes does not have the money to provide free items. This is evident because they do not have a balanced checkbook.
I know a lot has been said about us stay at home moms and our inability to comprehend matters that take place in Washington. This "mom" can clearly see what others cannot see. If you provide services for free, someone pays. The person that pays is the one that works. I asked my readers if they have also felt the impact of the new health care act. The response was overwhelming, their rates were increasing. The general consensus was that their current level of coverage will have to be offset with higher deductibles otherwise they will not be able to afford their coverage.
I also encountered several people who said that their coverage is too costly and they will no longer be able to afford their coverage. I guess that is why my new bill is $5,000 more. We are also not in a position to pay $5,000 more a year so we have had to adjust our coverage against our risk. That means that my family is at a higher risk because the additional funding is not available.
I would encourage the House, Senate, and The President to sit with me or any mother that runs a household. I would love to explain the concept of capitalism and how giving to everyone isn't possible. I also think the guise of the government giving and then taking away is deplorable. The 8 billion dollars that they seek to appropriate to a special project just to win an election is undermining everything we stand for in America. It is our expectation that what you put in will be given back.
The seniors in this country need to vote with the knowledge that Medicare is not safe and their health care is at risk. In fact all our healthcare is at risk. You can't get something for nothing. No matter how much we want to help everyone, the government is not fiscally responsible and we do not live in a socialist country. If you would like an example of how poorly the government runs agencies, please defer to the example of the post office.
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