5 Ways to Prepare for the Holidays Now

I can hear you groaning. September is barely underway, and I am bugging you about the holidays. Every year as December approaches, my calendar fills up and Christmas is here before I can blink. Living a frugal lifestyle means being prepared, am I right?

In an ideal world, you would have been carefully setting aside money each month starting in January for your holiday shopping budget. But we all know that doesn't always happen. With school underway, now is the perfect time to get back on track.

1. Set a Budget.

If you haven't already, determine what you plan to spend this year on holiday gifts, decorations, food, travel, cards and more. Decide now that this will be a debt-free year and do not rely on plastic.

2. Earn some extra holiday cash.

If you are not already signed up for Swag Bucks, do not hesitate to join. You can earn free gift cards by simply searching the web and referring your friends.

3. Plan your Christmas cards.

Scrambling around at the last minute for matching outfits for the kids is not fun or frugal, so make a plan and look for bargains before the crowds hit the mall. Gather necessary addresses and stamps and save your sanity come December.

4. Be on the lookout for hot deals.

Don't wait for Black Friday, snatch up any great bargains you see now and cross off items on that gift list well in advance.

5. Gather ideas for homemade gifts.

Nothing is more frugal or heartfelt than a handmade gift. Set a goal and start crafts and projects to complete for teachers, grandparents and neighbors.

Taking simple steps now will mean a more peaceful and family-centered holiday this year. If you prefer to put your planning on paper (which I highly recommend), be sure to check out Life... Your Way's Christmas printable planner. Mandi has spared no detail for your holiday planning needs and you will love this fabulous resource!