My Life: December 31, 2012 at 03:05PM

@thedadford put this in my stocking and I can’t stop eating it. Glad I went to the gym today. @toblerone #mylife #chocolate #indulge http://instagr.am/p/T6lRKXkL2h/ Make 2012 the year you get out of debt, learn smart and easy ways to cut your spending in half. Order your copy of my new book, Saving Savvy. …

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